At RICHT, we understand that stablecoins are revolutionizing the financial landscape, offering unprecedented opportunities for innovation, efficiency, and global accessibility. However, navigating the complex legal and regulatory frameworks surrounding stablecoins requires focused legal counsel. That’s where LexoCrypto™ comes in—a dedicated, multidisciplinary practice at the forefront of cryptocurrency, tokenization, NFTs, DeFi, and blockchain law. As part of our practice, we are a stablecoin lawyer helping businesses, developers, and entrepreneurs manage legal risks while seizing the immense opportunities within the stablecoin ecosystem. Whether you’re launching a new stablecoin, integrating stablecoins into your platform, or ensuring compliance with evolving regulations, RICHT is your trusted partner in this dynamic space.
Why Choose RICHT for Stablecoin Legal Services?
With LexoCrypto™, RICHT delivers tailored legal solutions that address the unique challenges of stablecoins. We combine deep knowledge of blockchain technology with a nuanced understanding of financial regulations to provide comprehensive guidance. We stay ahead of regulatory developments to ensure you remain compliant and competitive in a rapidly evolving market.
Our Stablecoin Legal Services
We offer a full suite of services to support every aspect of your stablecoin project:
1. Stablecoin Collateralization Structuring
- Advising on collateralization models (fiat-backed, crypto-backed, algorithmic).
- Structuring legal frameworks to ensure transparency and investor confidence.
- Drafting agreements and disclosures for collateral custody and reserves.
2. Money Transmitter Compliance
- Navigating federal and state money transmitter licensing requirements.
- Advising on registration with the Financial Crimes Enforcement Network (FinCEN).
- Ensuring compliance with money transmission laws across multiple jurisdictions.
3. AML/KYC Compliance
- Designing robust Anti-Money Laundering (AML) and Know Your Customer (KYC) programs tailored to your stablecoin operations.
- Advising on compliance with global AML standards, including FATF guidelines.
- Assisting with ongoing monitoring and reporting obligations to mitigate risks of fraud or illicit activity.
4. Bank Secrecy Act (BSA) Compliance
- Ensuring adherence to BSA requirements for recordkeeping and reporting transactions exceeding regulatory thresholds.
- Advising on Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs).
5. Taxation & Reporting Guidance
- Providing counsel on tax implications for stablecoin issuance, trading, and usage.
- Assisting with reporting requirements for both domestic and international transactions.
6. Regulatory Advocacy & Representation
- Engaging with regulators such as the SEC, CFTC, FinCEN, and state agencies on your behalf.
- Responding to enforcement actions or inquiries related to your stablecoin project.
7. Cross-Border Compliance & Global Strategy
- Advising on international regulatory frameworks for stablecoins in key jurisdictions worldwide.
- Structuring operations to comply with cross-border financial regulations while maximizing scalability.
Who We Can Help
- Stablecoin issuers (fiat-backed, crypto-backed, algorithmic).
- Cryptocurrency exchanges integrating stablecoins into their platforms.
- Financial institutions exploring stablecoin adoption or partnerships.
- Blockchain developers creating decentralized applications (dApps) utilizing stablecoins.
Stablecoins: Opportunity Meets Complexity
The promise of stablecoins lies in their ability to bridge traditional finance with blockchain technology—but this promise comes with legal challenges ranging from regulatory uncertainty to compliance obligations across multiple jurisdictions. At RICHT, our goal is simple: help you navigate this legal minefield so you can focus on innovation and growth.
Partner With RICHT
With RICHT’s cutting-edge focus on cryptocurrency law through our LexoCrypto™ practice, you gain more than just legal counsel—you gain a strategic partner committed to helping you thrive in the fast-evolving world of stablecoins.
Contact us today to learn how our stablecoin law services can empower your business to innovate confidently while staying compliant in an ever-changing regulatory environment.
Legal Developments Re: Stablecoins
- SEC staff takes a position on the security status of USD-backed stablecoins: On April 4, 2025, the staff of the SEC’s Division of Corporation Finance (the “Staff”) issued a statement concluding that a narrow class of USD-backed, fully reserved, non-yield-bearing stablecoins (“Covered Stablecoins”) do not involve the offer or sale of “securities” within the meaning of the Securities Act of 1933 or the Securities Exchange Act of 1934. Read More →